Will We Ever Close the Gender Gap?

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Every year, the World Economic Forum updates its Global Gender Gap Report, which measures gender disparity across 144 countries and tracks this progress over time. The report pays special attention to the gaps between women and men with regard to health, education, economy and politics.1 Although the corporate “glass ceiling” has been broken by a…

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Work Less, Spend Less: How Retiring Boomers may Impact the Economy

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The economy has grown, in large part, because consumers are spending more money. It remains to be seen whether that trend will continue as more of the massive baby boomer generation approaches retirement. Even before people retire, many tend to slow down their spending habits. Part of this is lifestyle driven; by age 50, most…

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A 100-Year Lifespan: Ways to Help Increase Enjoyment

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The average life expectancy of a baby born in the U.S. today is 80 years. However, this prediction assumes prevailing patterns of mortality at the time of birth stay the same throughout a person’s life.1 In reality, patterns of mortality improve over time thanks to discoveries and innovations in nutrition and medical science. If you…

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The Power of Mindfulness

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It seems everywhere you turn these days, from news shows to news articles to local advertisements, there’s this idea of promoting “mindfulness” in our day-to-day lives. Mindfulness is generally accepted as focusing one’s mental state on the present moment, being completely aware of all elements around us. Some financial professionals have expanded this idea of…

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Strides in Pay Equality a Step in Right Direction

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  Lilly Ledbetter was hired in 1979 as a supervisor at Goodyear Tire & Rubber Co. and worked there for the next 20+ years. When she retired in 1998, she sued the company for paying her significantly less than her male counterparts. Initially, her pay was on par with her male colleagues, but after being…

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Few Benefit Financially from College’s Big Money Sport

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As entertaining as college football is, the truth is it’s a multimillion-dollar business. In some high-profile programs, coaches make seven-figure salaries rivaled only by university administrators at the nation’s most elite schools. All the money flowing to officials at the top has to come from somewhere, and often, it starts with the students. In addition…

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No Matter the Age, There’s No Place Like Home

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For many, — hopefully most — “home” represents security and acceptance. A place to retreat when things don’t go your way; a place to celebrate when they do. Not long ago, the holidays were the one time of the year when the family reconvened to spend time together under one roof. Now, it’s not uncommon…

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Independence, Interdependence Go Hand in Hand

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The interdependence a steady job provides makes it difficult to just up and leave. The company you work for relies on you to provide your expertise, and in return, you are compensated with pay and other benefits. Each party relies on the other, which means you can’t go willy-nilly quitting your job to start up…

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Making the Most of Life After Work

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Most working folks go through the daily grind week after week, counting down the years to retirement. But before you get too excited about walking away from your 9 to 5, consider the alternative lifestyle that comes with not going to work. Whether your working years are winding down or already behind you, many retirees…

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Talkin’ ’Bout My Generation

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A generation gap exists whenever different age groups interact, but never are the differences more evident than when parents are in the process of raising teenagers. There are a plethora of factors that differentiate generations — communication mediums, interests, values, work ethic — and the list goes on and on. Psychologists say the divide between…

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info@woodsfinancial.hrcoxmail.com

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Chesapeake, VA 23322
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